On Square, Zeller or Stripe?
You pay one flat rate, so there’s no hidden cut to check. The free calculator is all you need.
Bank statement checker, one-off A$49
On a CommBank, NAB, ANZ or Westpac machine with a negotiated or bundled rate? Copy a few totals from your merchant statement (sales by card type and fees charged). We check them against the card networks’ published fee tables (Visa, Mastercard) and show:
- what you actually pay, overall and for each card type;
- roughly how much of that sits above the wholesale fees your bank pays;
- if you have a statement from before 1 October, whether the cut in credit card interchange reached you;
- what you’d pay on a flat-rate provider for the same mix (published rates, dated and linked);
- what to ask your bank to change.
Your statement never leaves your device; we store nothing. You type in the totals; the check runs in your browser. (Version 1 uses typed-in totals; there’s no PDF upload yet.)
One-off payment, no subscription. After payment you’re taken straight to the checker.
Refund: If the check can’t be completed from your numbers, full refund on request within 14 days.
Where the numbers come from
- RBA interchange decision (caps from 1 October 2026): Conclusions Paper, ch. 3 and media release 2026-10
- Surcharge ban: RBA FAQs and ACCC: Card surcharges
- Scheme fees aren’t published per merchant. The checker shows them as an assumption you can edit, never as a fact.